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Topic: merchant of record

11 articles about merchant of record.

A Merchant of Record (MoR) becomes the legal seller for a transaction and can take on key responsibilities like payment processing, tax handling (VAT/GST where applicable), invoicing/receipts, and dispute workflows. This topic hub collects Gruv’s best MoR guides for global freelancers and small agencies.

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Foundational Guides35 min read

Global Payment Processing Infrastructure Choices for Platforms

Global payment processing for platforms is an infrastructure decision, not just a checkout decision. Once you collect in one market, convert currency, and pay out in another, you are managing cost, speed, access, transparency, compliance, and settlement at the same time. The Financial Stability Board frames international payments around four persistent frictions: high costs, low speed, limited access, and insufficient transparency.

platform paymentscross-border paymentsmerchant of record+2 more
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Foundational Guides30 min read

Invoice Processing Platforms from Receipt to Payment

Treat invoice processing as an operating sequence, not a shopping list of OCR, approvals, and payout features. For platform teams, the core question is straightforward: can your setup carry an invoice from receipt through approval and payment while preserving control, traceability, and ownership across finance, engineering, and payments ops?

invoice processingaccounts payable automationapproval workflows+2 more
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Comparison Guides23 min read

IFRS 15 vs ASC 606 for Global Subscription Platforms

Many global subscription platforms can start from one operating assumption: IFRS 15 and ASC 606 are aligned enough that you may be able to standardize much of your revenue recognition governance. They are not so aligned that every judgment call can be treated as interchangeable. The goal is practical: cut duplicate policy work without letting a real accounting difference or contract nuance slip into close week.

ifrs 15asc 606revenue recognition+2 more
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Deep Dives26 min read

Host Payout Architecture for Short-Term Rental Platforms

Choose your payout architecture before you pick your next country. The usual break point is where host payments meet local payout-method coverage, identity checks, risk review, and finance close requirements.

host payoutsshort-term rentalsmerchant of record+2 more
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Comparison Guides19 min read

Paddle vs. Stripe: A Comparison for SaaS Founders

**Paddle vs Stripe is a risk-ownership decision first, so choose the setup that keeps cashflow stable when tax, refunds, and disputes show up together.** If you are the CEO of a business-of-one, you are not just picking a checkout. You are deciding who carries the operational burden when things get messy.

paddlestripemerchant of record+3 more
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