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FBAR Threshold

Free FBAR Calculator

See whether combined foreign account balances may trigger FBAR (FinCEN Form 114) filing, then organize the balances and exchange rates behind your estimate.

$10,000 aggregateFX conversionCSV export
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Process

How it works

  1. 01

    Add each foreign account

    Bank, securities, or other financial accounts you hold or sign for.

  2. 02

    Enter max balance

    The highest value the account reached during the year.

  3. 03

    Convert to USD

    Enter the USD exchange rate you plan to use, then confirm the source before filing.

  4. 04

    See threshold status

    Whether combined balances likely trigger the filing requirement.

Keep going

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Frequently Asked Questions

When do I need to file an FBAR (FinCEN Form 114)?+
Use this calculator to see whether your combined foreign account balances likely cross the FBAR threshold. In general, you must file if the aggregate maximum value of your foreign financial accounts exceeds $10,000 at any time during the calendar year, even for a single day.
What accounts count toward the $10,000 threshold?+
Foreign bank accounts, securities accounts, and other financial accounts where you have financial interest or signature authority. Account classification is fact-specific, so verify with official FinCEN guidance.
How do I convert foreign currency balances to USD?+
Most filers use official Treasury year-end exchange rates for the calendar year, then total the highest balances across all accounts. Confirm the FX source you intend to use and keep it consistent.
What records should I keep?+
Keep the account details, statements, exchange-rate sources, and maximum-balance calculations behind your total. Confirm the current recordkeeping rules in FinCEN guidance.
Where are my account entries saved?+
Your account entries are saved in your browser so you can return to them on the same device. You do not need an account to use the worksheet.
How should I use this FBAR estimate?+
Use this calculator to organize balances, FX assumptions, and account records before filing. Final filing obligations still depend on your facts, so confirm them with official guidance or a qualified advisor.

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