Move money across the world
Collect, hold, disburse, and reconcile across markets and currencies on one platform.
Company
Build money movement teams can trust.
One platform for the operating record, gates, and proof finance, ops, and engineering all read from.
Workflow-firstCompliance-awareFinance-ready
gruv.app · platform overview
LiveMarkets
60+
Currencies
90+
Workflows
10+
Workflows running on Gruv
Merchant of Record
Agent of Record
Payouts
Mass Payouts
Virtual Accounts
FX Conversion
Subscriptions
Capabilities
What we do
Keep finance and operations aligned
A single operating record carries source data, gates, and proof to every team.
Stay ahead of compliance
Workflow-first controls, signed paper, and audit trails baked into every release.
Solutions
Every product, on one operating record
Pick the lane that solves the first workflow. Add the rest as the program grows.
Merchant of Record
Sell globally with a contracted MoR handling tax, invoicing, and refunds.
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Agent of Record
Classify, onboard, and monitor contractors on one engagement record.
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Payouts
Compliance-gated payout runs with audit trails finance can close.
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Mass Payouts
High-volume batches with exception handling and reason codes.
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Virtual Accounts
Dedicated receiving details with auto-reconciliation per payer.
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Payment Collection
Bank and card collection with one record finance reads.
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FX Conversion
Traceable FX across supported corridors with reconciled evidence.
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Subscriptions
Recurring revenue with retries, dunning, and lifecycle workflows.
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Reporting & Reconciliation
Finance-ready exports tied to provider references and status history.
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Integrations
APIs, webhooks, files, and ERP connectors across the workflow.
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Our commitment
Workflow first. Always.
Money movement breaks when proof, gates, and records sit in different tools. Gruv ships the workflow, the controls, and the close evidence on the same record so teams move forward in step.
- Built around the operating record finance trusts.
- Compliance gates that ship with the workflow, not after.
- One platform that grows with the program, lane by lane.
run_92ax · operating record
ClosedSource data
Imported · 1,284 rows
Readiness gates
94% verified
Compliance review
Approved
Payout release
Batch_0419 · $4.2M
Reconciliation
ERP synced · 03:04 UTC
close_time4h 12m
Coverage today across markets and workflows that teams launch first.
01
60+
Markets
Country coverage across collection and payout lanes.
02
90+
Currencies
Settlement and FX corridors with reconciled evidence.
03
10+
Workflows
Money movement programs running on the same record.
04
1
Operating record
Finance, support, and ops read the same source of truth.
