Global money movement
Collections, conversions, payouts, and reconciliation across 60+ markets and 90+ currencies, orchestrated on one platform through licensed partners.
Company
One record for every dollar you move
Gruv connects the operating record, compliance gates, and close evidence so finance, ops, and engineering stay in sync.
Workflow-firstCompliance-nativeFinance-ready
gruv.app · platform overview
LiveMarkets
60+
Currencies
90+
Workflows
10+
Workflows running on Gruv
Merchant of Record
Agent of Record
Payouts
Mass Payouts
Virtual Accounts
FX Conversion
Subscriptions
Capabilities
What we build
One record for every team
Source data, compliance gates, and close evidence travel on the same operating record to finance, ops, and engineering.
Compliance built into the workflow
Controls, signed documentation, and audit trails ship with every release. No bolt-on compliance layer.
Solutions
Ten products, one operating record
Launch the workflow you need today. Add the rest as the program grows.
Merchant of Record
Gruv acts as the seller of record. Tax, invoicing, refunds, and compliance handled.
Agent of Record
Classify, onboard, and monitor contractors on one engagement record.
Payouts
Compliance-gated payout runs with audit trails finance closes on.
Mass Payouts
High-volume batches with per-row exception handling and reason codes.
Virtual Accounts
Dedicated receiving details with auto-reconciliation per payer.
Payment Collection
Bank and card collection on one record finance reads.
FX Conversion
Traceable corridor-level FX with reconciled evidence.
Subscriptions
Recurring billing with retries, dunning, and lifecycle workflows.
Reporting & Reconciliation
Finance-ready exports tied to provider references and full status history.
Integrations
REST APIs, webhooks, file drops, and ERP connectors across every workflow.
Our commitment
Workflow first. Always
Payment operations break when proof, gates, and records live in different tools. Gruv ships the workflow, controls, and close evidence on one record so every team moves forward together.
- One operating record finance, ops, and engineering all read from.
- Compliance gates ship with the workflow from day one.
- One platform that grows lane by lane as the program expands.
run_92ax · operating record
ClosedSource data
Imported · 1,284 rows
Readiness gates
94% verified
Compliance review
Approved
Payout release
Batch_0419 · $4.2M
Reconciliation
ERP synced · 03:04 UTC
close_time4h 12m
Live coverage across markets and workflows teams launch first.
01
60+
Markets
Collection and payout coverage across six continents.
02
90+
Currencies
Settlement and FX corridors with reconciled evidence.
03
10+
Workflows
Distinct payment programs on one operating record.
04
1
Operating record
Finance, ops, and engineering read the same source of truth.
About
Built in Singapore, serving teams worldwide
Gruv Pte. Ltd. is headquartered in Singapore, at the crossroads of global finance and technology. We build payment operations infrastructure that finance, ops, and engineering teams close the books on together.
Headquarters
Singapore
Gruv Pte. Ltd.
Coverage
60+ markets, 90+ currencies
Six continents
Support
Scoping calls and async support
Response within one business day
Tell us the workflow you need
We map the modules, corridors, and integration path before money moves. Book a scoping call or drop us a message.
Ready to launch your first workflow?
We scope the modules, the proof finance needs, and the integration path before money moves.
Many teams start with a narrow launch in weeks.