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Pricing

Plan the numbers. Price the real work.

Get a quote built around your collections, payouts and monthly volume. We will explain the fees, currency conversion and setup work included in your quote.

Request a quoteTry the calculator

Try a planning scenario

Example 4% fee

$1,000

$500$25,000
Amount after fee
$960
Example fee at 4%
$40

Planning estimate using an assumed 4% fee, not Gruv’s price. Excludes FX and other costs. Request a Gruv quote for your business.

For your actual payment mixAsk for a quote

Freelancer pricing

Freelancers and independents

0% FX and no fees, for accounts that register and raise their first invoice by 31 December 2026. It stays that way for the life of the account. No quote call. Create an account and send an invoice.

Gruv adds no markup to the exchange rate and absorbs the transfer cost. Offer terms.

Create your account

Two ways in

Start with a model. Move to a Gruv quote

Explore how a fee affects an invoice, then get pricing for the payment mix your business needs.

Explore a planning scenario

Enter an invoice amount to see the fee and what is left. The 4% fee is an example assumption for business collections and payouts, not Gruv’s price. It does not calculate FX or fixed fees per payment.

Open the planning calculator

Get pricing for Gruv

Share your countries, currencies, monthly payment counts and average amounts. We will walk through collection and payout fees, currency conversion, and any setup costs or monthly commitments that apply to your account.

Tell us what you need

Multiple entities, high volumes or a complex setup? Email connect@gruv.ai.

Before the call

Paying a team? Here’s how a quote is built

Start with a normal month of invoices and payments. Rough figures are enough for the first conversation.

Your client work and payments

Tell us what you collect and pay out in a normal month. Include the payment count and average amount for each.

Where money moves

List the countries, currencies and payment methods you need. We can discuss conversion and transfer costs alongside the service fee.

How you want to connect

Use the dashboard, upload a CSV or connect through the API. Tell us which accounting tools need the results and where you want setup help.

Compare the full monthly cost

A headline rate is only part of the bill. Ask what the same month of work costs from start to finish.

Separate collections and payouts
Large client invoices and smaller contractor payments can have very different fee totals. Price each side of your work separately.
Include the other costs
Keep service fees, currency conversion, setup charges and any bank deductions visible in the comparison.
Check a quieter month too
A monthly minimum can still apply when payment volumes fall. Compare a busy month and a quiet month before choosing a commitment.

The payment size changes the picture

Compare a percentage fee with a fixed fee per payment. The same two rates tell a different story for large invoices and small payouts.

Example fees for a business payment mix, shown for comparison only. USD throughout, before FX or other costs. Freelancer accounts are on the 0% FX, no-fee terms above.

Larger client invoices

9 invoices × $24,000

$216,000per month

Fee at 1.2%
$2,592
Fee at $18 per payment
$162

Smaller contractor payouts

375 payouts × $320

$120,000per month

Fee at 1.2%
$1,440
Fee at $18 per payment
$6,750

At these assumed rates, the fees are equal on a $1,500 payment: $18 ÷ 1.2%. Use your own payment mix to compare quotes.

Try a payment amount

Your pricing questions, answered

Are the calculator percentages Gruv prices?+
No. They are example figures. The calculator uses an assumed 4% base fee and an optional 1% line for crypto payouts, which are coming soon through partners. At $1,000, that leaves $960, or $950 with the crypto line included. Use it to explore the arithmetic; request a quote for the rates that apply to your business account. Freelancer accounts are different: 0% FX and no fees for accounts that register and raise their first invoice by 31 December 2026.
Does the calculator include foreign exchange costs?+
It does not calculate FX. The currency selector changes how the amount is displayed. For payments that cross currencies, include conversion costs in your budget and ask how the exchange rate will be quoted.
How do I get actual Gruv pricing?+
Send us a summary of a normal month: what you collect and pay out, the payment count and average amount, and the countries and currencies involved. Include how you want to connect, such as CSV uploads or the API. We use those details to prepare a quote and explain the fees that apply.
Does choosing crypto in the calculator mean it is available to me?+
Available payment methods are confirmed with your quote, and crypto payouts are coming soon through partners. The calculator toggle lets you see the effect of an extra 1% fee; it does not check availability for your business or destination country.
Are monthly fees or minimum commitments required?+
Your quote lists any monthly fee or minimum commitment. If your business is seasonal, share both a busy month and a quiet month so you can compare the total cost at each volume.

Ready to price a real month?

Share a normal month of invoices and payouts, including countries, currencies and payment counts. We will help you turn those numbers into a quote your team can plan around.

Request a quoteSee how Gruv works