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For freelancers and agency owners

Invoice clients globally without losing the payment trail.

Create invoices, share hosted checkout links, keep tax and currency context attached, and track money from client payment through wallet and withdrawal status.

Invoice packagesHosted checkoutWallet statusWithdrawal routes
Start invoicing globallySee invoice trail
Indonesia
🇮🇩
16 New Laws
Indonesia
Estonia
🇪🇪
12 New Laws
Estonia

Stay compliant and manage international payments with clarity

Working with clients across borders opens more opportunities. Navigating country-specific employment laws adds complexity. A Merchant of Record can handle key compliance steps so you spend less time on it.

One Platform, Global Reach

Focus on your work while Gruv supports the Merchant of Record workflow.

01/Vendor of Record

Single, compliant vendor

Procurement onboards Gruv once. Your AP team pays one supplier while Gruv handles talent invoicing and payouts.

Single, compliant vendor

02/Tax & Reporting

Tax compliance workflows

Support VAT/GST-ready invoicing, tax document collection, and finance ops exports—keeping records audit-friendly with less overhead.

Tax compliance workflows

03/Payments

Global payments, local rails

Pay talent in 190+ countries with predictable schedules and currency options. Reduce manual wires and payout errors.

Global payments, local rails

04/Risk & Compliance

KYC/AML & risk controls

Verification workflows and policy gates where required. Reduce fraud risk and keep review steps explicit for ops.

KYC/AML & risk controls

05/AP & Procurement

Procurement-friendly invoicing

PO numbers, legal entity details, tax IDs, and correct tax treatment—reduces rejections and speeds approvals.

Procurement-friendly invoicing

06/Accounting

Audit-ready records

Consolidated statements, exports, and evidence for audits. Transparent fee structure and reconciliation support.

Audit-ready records
Process

How it works

Process global transactions with a guided Merchant of Record workflow in three clear steps.

1. Add Your Clients

Onboard clients from anywhere in the world. Collect the details you need and apply verification checks where required before you start billing.

Add Client Dashboard

2. Raise Smart Invoices

Create professional invoices with support for currency and tax-ready fields. Send them with a single link.

Raise Invoice Dashboard

3. Get Paid

Receive payments in supported currencies. Payout methods and FX workflows depend on market—Gruv keeps status visible and records consistent for your operations.

Get Paid Dashboard

Frequently Asked Questions

What does Merchant of Record mean for me as a freelancer?+
Gruv can act as Merchant of Record for supported client payments, handling invoice and payment artifacts, payment collection, and payout operations so you spend less time stitching together cross-border admin. Tax and compliance handling follows the buyer location, payment method, and program setup.
How do I get paid and how fast?+
Withdraw funds through supported bank or wallet routes for your location. Timing is shaped by your payout method, verification state, and country, and the pricing calculator helps you forecast your take-home before you send the invoice.
Can I invoice clients in different currencies?+
Yes. You can invoice in USD, EUR, GBP, and more (availability varies). Clients can pay via hosted checkout, and you can withdraw in supported payout methods for your location.
Do I need to worry about VAT, GST, or reverse charge?+
Gruv supports invoicing workflows that can include tax fields and reverse-charge language when the transaction calls for it. The right treatment follows your client location and whether the sale is B2B or B2C.
Is there a monthly fee?+
No monthly subscription. Gruv charges a per‑transaction fee when you get paid, with optional fees for FX or crypto depending on your payout choice. Use the pricing calculator to estimate your take‑home.
What happens if a client disputes a payment?+
Gruv keeps payment status and supporting artifacts traceable so you can respond with the right evidence if a dispute happens. The exact process follows the payment method and network rules behind the transaction.
Is this tax or legal advice?+
This page is designed to explain the workflow and what Gruv can support. For final tax or legal positions tied to your situation, use your advisor or local guidance.

Ready to invoice clients globally with less admin?

We'll set up your first invoice template, hosted checkout, and withdrawal flow before the next client engagement.

Many teams start with a narrow launch in weeks; timelines depend on scope and integrations.