Home / Merchant of Record / Freelancer
For freelancers & agency owners
Invoice international clients without living in compliance tabs.
Create invoices, share hosted checkout links, and track your money through payment and payout status—built for clarity and reliability.



Stay compliant and manage international payments effortlessly
Working with clients across borders opens more opportunities. Navigating country-specific employment laws doesn’t. A Merchant of Record takes care of compliance so you don’t have to.
Everything You Need to Scale Globally
Smart invoicing, instant payments, and total compliance so you can focus on growing your business.
Merchant of Record
We handle all legal complexities as your merchant of record, ensuring compliance in every market.
Smart Invoicing
AI-powered invoice creation with automatic compliance checks and VAT calculations for 180+ countries.

Transparent Pricing
Simple transaction fee on successful payments. No hidden costs, setup fees, or monthly subscriptions.

Instant Global Payouts
Collect payments in 135+ currencies with automatic conversion and same-day payouts to your local account.

One Platform, Global Reach
Focus on your work, not compliance. Gruv acts as your Merchant of Record.

Single, compliant vendor
Procurement onboards Gruv once. Your AP team pays one supplier while Gruv handles talent invoicing and payouts.

Automated tax compliance
VAT/GST, reverse charge, W-8/W-9 collection, 1099 distribution—audit-ready records with minimal overhead.

Global payments, local rails
Pay talent in 190+ countries with predictable schedules and currency options. Reduce manual wires and errors.

KYC/AML & risk controls
Verified identities and compliance checks across jurisdictions. Lower fraud risk and maintain regulatory posture.

Procurement-friendly invoicing
PO numbers, legal entity details, tax IDs, and correct tax treatment—reduces rejections and speeds approvals.

Audit-ready records
Consolidated statements, exports, and evidence for audits. Transparent fee structure and reconciliation support.
How it works
Process all your global transactions easily with our automated Merchant of Record platform that guides you through three simple steps.
1. Add Your Clients
Onboard clients from anywhere in the world. We instantly verify their details and ensure you're ready to do business compliantly.

2. Raise Smart Invoices
Create professional invoices that automatically adjust for local taxes and currencies. Send them in one click.

3. Get Paid Instantly
Receive payments in your preferred currency. We handle the currency conversion and international transfer fees.

Frequently Asked Questions
How do I get paid?+
Do I need to worry about VAT or GST?+
Can I invoice clients in different currencies?+
Is there a monthly fee?+

Ready to Work Without Borders?
Global clients, clear contracts, compliant payments.


