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Global Financial Infrastructure

One workspace for billing, payouts, and compliance

Payouts to 50+ countries, virtual accounts, Merchant of Record, and recurring billing. Compliance gates pause payouts until W-9s, KYB, and sanctions checks clear. Export to QuickBooks or Xero in one click.

Trusted by finance ops teams worldwide
app.gruv.com/overview
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A
adam_smith

Overview

24 Feb 2026 → 25 Mar 2026
Available Balance
$0.00
View cashflow →
Pending Payment Runs
0
Manage payouts →
Active Subscribers
0
View subscriptions →
Action Items
0
Review items →
Quick Actions
Create Invoice
New Payment Run
Add Talent
Create Subscription
Recent Activity
TransactionAmountDateStatus
Invoice #1038: Mason Lee$1,800.00Mar 20 Completed
Payment Run #87$8,500.00Mar 19 Completed
Subscription: Beta Inc$149.00/moMar 18 Active

One engine across every product

Payout rules, compliance gates, exception handling, and plain-language queries. Same record from collection through reconciliation.

Payout Automation

Define rules, triggers, and approvals once. Every commission structure and payment schedule runs through one engine.

Compliance Engine

W-9, W-8BEN, sanctions, and policy gates evaluate every payment before release. Holds carry a reason code your ops team can act on.

Exception Handling

Returns, mismatches, and policy holds queue with a recommended next step. Operators resolve faster and the audit trail stays intact.

Ask in plain language

Ask about a batch, a payee, or a return in plain language. Answers cite the underlying record.

One module, or the full lifecycle.

Use one product, or combine them. Connects to NetSuite, QuickBooks, Xero, and Slack.

Multicurrency
accounts

Multicurrency accounts in one workspace. International transfers, team cards, and local payment methods on a single dashboard.

Pay across 30+ currencies from the dashboard or mobile app.

Create cards for yourself, your team, or contractors, with customizable levels and limits.

Convert funds across currencies and send via SEPA and SWIFT.

Account 001909
CY56 9020 0001 0000 0201 0600 1909
All accounts →
🇪🇺
12,400.00
EUR
🇺🇸
10,507.20
USD

Create Payment

Transfer from
Account 001909
USDEURGBPCNYJPY

Pay to

IBAN / AccountCY56...0672
Receiver NameJohn Doe
489.23 USD
Fee calculated approximately

Secure and compliant
globally

Transaction screening, velocity checks, and fraud signals on every payout, visible in one dashboard.

Your last payouts
Emma

Emma Clark

240.50 EUR

Processed
Pink Crazy

Pink Crazy Inc.

4,883.50 HKD

Processing
Mason

Mason Lee

450.00 USD

Processed

Global mass payouts,
simplified for your creators

Run global payouts from one batch via API, CSV, or email. Each payee picks a method, every batch carries one approval, and the audit trail stays intact.

Payouts

Batch #2490-B • Just now

Completed
Emma
Emma Clark
Content Creator
$4,250.00
USD
Mason
Mason Lee
Streamer
$1,800.00
USD
Pink
Pink Crazy Inc.
Affiliate Partner
$12,400.00
USD

Subscription billing, end to end

Automate recurring billing, manage subscription lifecycles, and recover failed payments. Audit trail on every charge.

Recurring Billing

Billing monthly

$2,900

Next billing: April 15, 2026

Automated charge collection on any billing interval: daily, weekly, monthly, or yearly.

Flexible Plans

FlatTieredVolumeUsage

Support any pricing model with multi-currency, setup fees, free trials, and ramp pricing.

Retry & Dunning

Payment recovered2m ago
Retry attempt 2/31h ago

Recover failed payments with configurable retry campaigns and escalation policies.

Revenue Analytics

MRR tracking, cohort analysis, and churn metrics. Export reconciliation-ready reports for finance ops.

$124.5k

Monthly MRR

2.1%

Churn rate

94%

Recovery rate

API-FIRST

APIs for developers. Controls for finance.

Launch with REST APIs, webhooks, idempotency keys, and per-key permissions. Embed payouts in your product or internal tools.

Read the documentation
const payout = await mor.payouts.create({
  amount: 5000,
  currency: 'USD',
  destination: 'acct_123',
  description: 'Contractor payment'
});
Enterprise Grade

Built for finance teams

AES-256 encryption, isolated PII vaults, and independently audited processors.

View Security & Compliance

Global Compliance

Country-level approval chains, sanction screening, and payout-method validation before every batch.

Resilient by design

Multi-region failover, real-time transaction monitoring, and automatic retry logic for every payment rail.

Freelancers,
go global

Accept payments from clients in 180+ countries. We handle invoicing workflows and tax-ready records, so you can focus on your craft.

  • Get paid in USD, EUR, GBP, and 30+ other currencies
  • Direct withdrawals to your bank account
Explore MoR for freelancers

Integrations that fit your stack

Connect your ERP, accounting, HRIS, and chat tools. Payouts run end-to-end.

Explore all integrations
NetSuite
NetSuite
Slack
Slack
Dynamics 365
Dynamics 365
BambooHR
BambooHR

Frequently Asked Questions

Can I start with just one module?+
Yes. Most teams launch with Virtual Accounts, Payouts, or Merchant of Record alone, then add modules as volume grows. No rip-and-replace.
Where do you run payouts, and in what currencies?+
Global payouts across 50+ countries in USD, EUR, GBP, SGD, and 30+ other currencies. Share your launch markets and we confirm coverage, settlement times, and methods within one business day.
How does Gruv compare to Stripe, Tipalti, or Wise Business?+
Stripe handles acceptance, Tipalti handles AP, Wise handles transfers. Gruv unifies the full workflow: collection, gates, payout, reconciliation, and reporting, with operator controls and audit-ready records at every step.
How long does a typical launch take?+
Most teams ship their first lane in 2 to 4 weeks. Connect via REST APIs and webhooks, or start with CSV imports while engineering wires up the API.
How does Gruv handle KYC, tax, and sanctions?+
KYC/KYB verification, sanctions screening, and tax document collection (W-8BEN, W-9, 1099 reporting) run as explicit gates before money moves. Every hold carries a reason code your ops team can act on.
How does Gruv connect to our ERP and accounting tools?+
Two-way sync with NetSuite, QuickBooks, Xero, and Sage. Triggers from BambooHR and Workday. Slack notifications on every gate. Full coverage detailed at scoping.
What does pricing look like?+
Pricing is tailored to your volume, corridor mix, and modules in use. Share your workflow on a scoping call and we map a quote.

Ready to run the full money lifecycle?

We'll map your first workflow, rollout sequence, and integration path before money starts moving.

Many teams start with a narrow launch in weeks.