Gruv Logo
Global Financial Infrastructure

The complete infrastructure for global money movement.

Modular by design. Start with what you need—Virtual Accounts, Payouts, or Merchant of Record—and scale as you grow.

Built for modern finance teams
Select payment method
Local Bank Transfer
Global ACH
Wire Transfer

Total Balance

$124,500

+2.4%
••••
••••
4289

Card Holder

James Chang

Payout Completed

Just now

Global financial infrastructure, modular by design.

Use one product or combine them all. Built to integrate seamlessly with your existing stack.

The multicurrency
account

The ultimate multipayment account for your business - international transfers, card transfers, and local payment methods.

Pay anyone, anywhere in 30+ currencies with a simple and intuitive app and web dashboard.

Manage corporate spending by creating cards for yourself, your team or contractors, with customizable levels and limits.

Seamless FX and transfers: easily convert funds between different assets and send funds to SEPA and SWIFT channels.

Account 001909
CY56 9020 0001 0000 0201 0600 1909
All accounts →
🇪🇺
12,400.00
EUR
🇺🇸
10,507.20
USD

Create Payment

Transfer from
Account 001909
USDEURGBPCNYJPY

Pay to

IBAN / AccountCY56...0672
Receiver NameJohn Doe
489.23 USD
Fee calculated approximately

Secure and compliant
globally

In-house transaction and fraud monitoring to deliver you the highest level of payout experience.

Your last payouts
Emma
Emma Clark
240.50 EUR
!
Pink Crazy
Pink Crazy Inc.
4883.50 HKD
Mason
Mason Lee
450.00 USD

Power your entire vendor payout operations at enterprise scale.

From mass payouts automation to policy gates and audit trails, build workflows through integrations, ingestion, and exports.

Global gift cards

Send digital gift cards as reward and payout options where supported. Availability varies by market and program.

Explore Gift Cards

Prepaid cards

Issue prepaid cards where supported to streamline rewards and refunds. Availability varies by market and program.

Explore Prepaid Cards

Any Data Source to Payouts

Seamlessly integrate via API, email, or file to convert complex payment data into accurate, automated payouts.

Explore Integrations

Go Global Seamlessly

Local currency accounts and receiving details where supported. Coverage and pricing vary by market and program.

Explore Global Accounts

Global mass payments,
simplified for your creators

Integrate seamlessly into your tech stack. Turn complex global payouts into smooth workflows that upgrade your payee experience, apply policy gates where required, and scale as you grow.

Payouts

Batch #2490-B • Just now

Completed
Emma
Emma Clark
Content Creator
$4,250.00
USD
Mason
Mason Lee
Streamer
$1,800.00
USD
Pink
Pink Crazy Inc.
Affiliate Partner
$12,400.00
USD
API-FIRST

Built for developers, loved by finance.

Launch with clean APIs, webhooks, and granular permissions. Integrate directly into your product or internal tools.

Read the documentation
const payout = await mor.payouts.create({
  amount: 5000,
  currency: 'USD',
  destination: 'acct_123',
  description: 'Contractor payment'
});
Enterprise Grade

Built for the demands of finance

Scale your operations with infrastructure designed for mission-critical reliability and global compliance.

Global Compliance
Coverage varies

Global Compliance

Policy gates and operational controls designed for supported markets and payout methods.

Data center cables
Systems Operational

Built for reliability

Redundant infrastructure and operational monitoring designed for high-volume financial flows.

Grow
Globally

Accept payments from clients in 190+ countries. We handle the invoicing workflow and tax-ready records where applicable—so you can focus on your craft.

Get paid in 30+ currencies
Fast withdrawals to your bank
Explore MoR for freelancers

Frequently Asked Questions

Can I use Mor just for Virtual Accounts?+
Yes. Our platform is modular. You can use Virtual Accounts to collect funds without using other modules. You only pay for what you use.
How is this different from a standard payment gateway?+
Payment gateways only handle "accepting" money. Gruv is a full-stack financial operating system: we handle Inflows, Holding (Treasury & Compliance), and Outflows.
Does Mor Business support crypto?+
We support fiat flows, and some programs can support stablecoin rails where enabled. Availability depends on market and compliance requirements.
Which countries do you support for payouts?+
Coverage varies by payout method and market. Talk to sales to confirm supported countries, methods, and expected timelines for your corridors.
Global network background

Ready to run the full money lifecycle?

We'll map Mor to your existing stack and launch a compliant global payments flow.

Many teams pilot in weeks—timelines depend on scope and integrations.