Gruv Logo
Global Financial Infrastructure

The infrastructure for global money movement.

Modular by design. Start with Virtual Accounts, Payouts, or Merchant of Record, then expand as you grow.

Built for modern finance teams
app.gruv.com/overview
G
Gruv
Overview
Team
Projects
Talents
Timesheets
Agreements
Finance
Overview
Payment Runs
Payment History
Cashflow
Audit
Integrations
Connectors
Growth
Overview
Subscriptions
Plans & Pricing
A
adam_smith

Overview

24 Feb 2026 → 25 Mar 2026
Available Balance
$0.00
View cashflow →
Pending Payment Runs
0
Manage payouts →
Active Subscribers
0
View subscriptions →
Action Items
0
Review items →
Quick Actions
Create Invoice
New Payment Run
Add Talent
Create Subscription
Recent Activity
TransactionAmountDateStatus
Invoice #1038 — Mason Lee$1,800.00Mar 20 Completed
Payment Run #87$8,500.00Mar 19 Completed
Subscription — Beta Inc$149.00/moMar 18 Active

Global financial infrastructure, modular by design.

Use one product or combine them. Built to integrate cleanly with your existing stack.

The multicurrency
account

A multicurrency account for your business with international transfers, card transfers, and local payment methods.

Pay in 30+ currencies from a clear web dashboard and app.

Create cards for yourself, your team, or contractors, with customizable levels and limits.

Convert funds across currencies and send via SEPA and SWIFT.

Account 001909
CY56 9020 0001 0000 0201 0600 1909
All accounts →
🇪🇺
12,400.00
EUR
🇺🇸
10,507.20
USD

Create Payment

Transfer from
Account 001909
USDEURGBPCNYJPY

Pay to

IBAN / AccountCY56...0672
Receiver NameJohn Doe
489.23 USD
Fee calculated approximately

Secure and compliant
globally

Built-in transaction and fraud monitoring to support compliant payouts and operational visibility.

Your last payouts
Emma
Emma Clark
240.50 EUR
!
Pink Crazy
Pink Crazy Inc.
4883.50 HKD
Mason
Mason Lee
450.00 USD

Run vendor payout operations at enterprise scale.

From mass payout automation to policy gates and audit trails, build workflows through integrations, ingestion, and exports.

Global gift cards

Send digital gift cards as reward and payout options where supported.

Explore Gift Cards

Prepaid cards

Issue prepaid cards to simplify rewards and refunds.

Explore Prepaid Cards

Connect any data source to payouts

Integrate via API, email, or file to turn payment data into accurate, automated payouts.

Explore Integrations

Go global with confidence

Local currency accounts and receiving details.

Explore Global Accounts

Global mass payments,
simplified for your creators

Integrate into your tech stack. Turn complex global payouts into clear workflows that improve payee experience, apply policy gates where required, and scale as you grow.

Payouts

Batch #2490-B • Just now

Completed
Emma
Emma Clark
Content Creator
$4,250.00
USD
Mason
Mason Lee
Streamer
$1,800.00
USD
Pink
Pink Crazy Inc.
Affiliate Partner
$12,400.00
USD

Subscription Billing, Built for Scale

Automate recurring billing, manage subscription lifecycles, and recover failed payments — with full audit trails.

Recurring Billing

Billing monthly

$2,900

Next billing: April 15, 2026

Automated charge collection on any billing interval — daily, weekly, monthly, or yearly.

Flexible Plans

FlatTieredVolumeUsage

Support any pricing model with multi-currency, setup fees, free trials, and ramp pricing.

Smart Dunning

Payment recovered2m ago
Retry attempt 2/31h ago

Recover failed payments with configurable retry campaigns and escalation policies.

Revenue Analytics

MRR tracking, cohort analysis, and churn metrics. Export reconciliation-ready reports for finance ops.

$124.5k

Monthly MRR

2.1%

Churn rate

94%

Recovery rate

API-FIRST

Built for developers, ready for finance.

Launch with APIs, webhooks, and granular permissions. Integrate directly into your product or internal tools.

Read the documentation
const payout = await mor.payouts.create({
  amount: 5000,
  currency: 'USD',
  destination: 'acct_123',
  description: 'Contractor payment'
});
Enterprise Grade

Built for finance teams

Scale with infrastructure designed for reliability and global compliance.

Global Compliance
Global Coverage

Global Compliance

Policy gates and operational controls designed for supported markets and payout methods.

Data center cables
Systems Operational

Built for reliability

Redundant infrastructure and operational monitoring designed for high-volume financial flows.

Grow
Globally

Accept payments from clients in 190+ countries. We handle invoicing workflows and tax-ready records, so you can focus on your craft.

Get paid in 30+ currencies
Fast withdrawals to your bank account
Explore MoR for freelancers

Integrations that just work

Connect your ERP, HRIS, and partner networks. Gruv plugs into your existing stack so you can automate payouts end-to-end.

Gruv
NetSuite
NetSuite
Slack
Slack
Dynamics 365
Dynamics 365
BambooHR
BambooHR

Frequently Asked Questions

What does “modular by design” mean?+
Start with Virtual Accounts, Payouts, or Merchant of Record, then add modules as you scale. Your stack can stay lightweight while workflows become more automated.
How is Gruv different from a standard payment gateway?+
Payment gateways focus on acceptance. Gruv supports end‑to‑end money movement: Collect → Hold/Gate → Disburse → Reconcile/Report, with operational controls, status visibility, and audit-ready records.
Can I use Virtual Accounts without Merchant of Record?+
Yes. Virtual Accounts can run as a standalone receivables workflow in supported programs. Availability depends on market, KYB/KYC requirements, and your use case.
What compliance “gates” can you enforce before money moves?+
Depending on workflow and market, gates can include KYC/KYB verification, policy limits, sanctions screening, and tax document collection (for example W‑8/W‑9). These checks are explicit hold/release steps, not hidden background processes.
How do integrations work?+
Teams connect to Gruv via APIs and webhooks, or start with file imports and exports for a fast pilot. Email ingestion and connector programs support lightweight onboarding and backfills when needed.
Which countries, currencies, and payout methods do you support?+
Share your target countries and methods and we’ll confirm support and expected timelines for your program.
Do you support stablecoin or crypto rails?+
We primarily support fiat workflows. Some programs can enable stablecoin rails where appropriate; availability depends on market and compliance requirements.
Global network background

Ready to run the full money lifecycle?

We'll map MoR to your existing stack and launch a compliant global payments flow.

Many teams pilot in weeks; timelines depend on scope and integrations.