Invoicing & international payments
Work with clients abroad. Get paid at home.
Bring your own clients. Send them an invoice they can pay from their bank, and keep track of the payment in Gruv. No new account for your client to create.
- No hidden FX markup.
- Free FIRA for payments to India.
$5,000 USD
The cost of getting paid
How much are payment fees costing you?
Your invoice says $5,000. The transfer fee is one deduction. A markup in the exchange rate can be another. Over a year, those charges add up.
Take Asha, a designer in Bengaluru who invoices $5,000 a month. At 2%, she’d spend ₹9,562 a month on getting paid.
With Gruv
No hidden FX markup.
Before you transfer to your bank, Gruv shows the fee, exchange-rate markup and amount you’ll receive together. You don’t have to work backwards from your bank statement to find the charges.
See what your client getsMake it easy for your client
Your client shouldn’t need another account just to pay you.
Send the payment link in the conversation you already have. Your client opens the invoice, finds the bank details and pays from their bank. There’s no Gruv signup in the way.
From Asha Rao · INV-026
$5,000 USD due
- Payment method
- Bank transfer
- Payment reference
- INV-026
- Bank
- ••••
- Account
- •••• ••••
INV-026 tells the payment partner which invoice the transfer is for.
After “I’ve paid”
Your client says they’ve paid. Here’s where to check.
Open the invoice to check whether the payment has arrived. Once it’s in, choose your bank account and review the transfer. The invoice and payment details stay together, so you have the reference handy if you need to follow up.
Northstar Studio · INV-026
$5,000 USD invoiced
- Received from Northstar
- Matched to the invoice
- Next step
- Review the transfer to Asha’s bank
Transfer destination
Asha’s bank in IndiaThe India paperwork
Free FIRA for your India payments.
Your FIRA confirms the overseas payment. It’s included at no extra cost for payments to India. Keep it with your invoice or share it with your accountant when you’re sorting your accounts.
FIRA
Foreign Inward
Remittance Advice
Included at no extra cost
Your client work
Keep up with all your client work.
Pull up a client’s last invoice without searching through old messages. When you’re juggling a few projects, your drafts and payment updates are there together.
| Client / work | Amount | Status |
|---|---|---|
| Northstar StudioWebsite design · INV-026 | $5,000 | Processing |
| Fieldwork Co.Brand refresh · August · INV-025 | $1,800 | Paid |
| Monday JournalArt direction · October · INV-027 | $950 | Draft |
Getting started
Start with your next invoice.
Create your account and add your client. You can prepare a draft while we check your identity and bank details. Once your payment setup is approved, share the payment link with your client.
Your freelancer account is called Talent in the app.
Your questions
Before your first payment.
Can I use Gruv with clients I already have?
Yes. Add the client and invoice them for the work you’ve agreed on. You don’t need a company to invite you to Gruv.
Does my client need a Gruv account?
No. They can open the payment link and pay using the bank details on the invoice page.
Where can I see the charges?
In the transfer quote, when you choose your bank account. You’ll see what you’ll receive before you confirm the bank transfer.
Is FIRA included?
Yes. Your FIRA for payments to India is free. It gives you a document confirming the overseas payment to keep for your records.
Who handles the money?
Licensed payment partners hold the funds and make the transfers. Gruv keeps your invoices and payment details together. You’ll see the partner’s details during payment setup.
What if a payment is taking longer than expected?
Check the payment record and have the transfer reference ready when you contact support. It helps the team find your payment.
Send your next invoice through Gruv.
Paying freelancers instead? See Gruv for Business