The AI-first global money movement platform
Gruv AI runs payout automation, compliance gates, and an operator workspace across payouts, virtual accounts, MoR, and recurring billing.
Overview
| Transaction | Amount | Date | Status |
|---|---|---|---|
| Invoice #1038 — Mason Lee | $1,800.00 | Mar 20 | ✓ Completed |
| Payment Run #87 | $8,500.00 | Mar 19 | ✓ Completed |
| Subscription — Beta Inc | $149.00/mo | Mar 18 | ✓ Active |
Inside Gruv AI
Payout automation, compliance gates, exception handling, and an operator workspace. One umbrella across every product, anchored on the records finance already trusts.
AI Payout Automation
Define rules, triggers, and approvals once. Every commission structure and payment schedule runs through the same engine.
AI Compliance Engine
Tax forms, sanctions, and policy gates evaluate every payment before release. Holds carry a reason code, not a free-form note.
AI exception handling
Returns, mismatches, and policy holds queue with a recommended next step. Operators resolve faster without losing the audit trail.
Ask Gruv AI
Plain-language questions about a batch, a payee, or a return. Answers cite the underlying record.
Global financial infrastructure,
modular by design.
Use one product or combine them. Built to integrate cleanly with your existing stack.
The multicurrency
account
A multicurrency account for your business with international transfers, card transfers, and local payment methods.
Pay across supported currencies from a clear web dashboard and app.
Create cards for yourself, your team, or contractors, with customizable levels and limits.
Convert funds across currencies and send via SEPA and SWIFT.
Create Payment
Pay to
Secure and compliant
globally
Built-in transaction and fraud monitoring to support compliant payouts and operational visibility.
Emma Clark
240.50 EUR
Pink Crazy Inc.
4,883.50 HKD
Mason Lee
450.00 USD
Run vendor payout operations at enterprise scale.
From AI-driven payout automation to policy gates and audit trails, build workflows through integrations, ingestion, and exports.
Global gift cards
Send digital gift cards as reward and payout options where supported.
Prepaid cards
Issue prepaid cards to simplify rewards and refunds.
Connect any data source to payouts
Integrate via API, email, or file to turn payment data into accurate, automated payouts.
Go global with confidence
Local currency accounts and receiving details.
Global mass payments,
simplified for your creators
Integrate into your tech stack. Turn complex global payouts into clear workflows that improve payee experience, apply policy gates where required, and scale as you grow.
Payouts
Batch #2490-B • Just now
Subscription Billing, Built for Scale
Automate recurring billing, manage subscription lifecycles, and recover failed payments, with full audit trails.
Recurring Billing
Billing monthly
$2,900
Automated charge collection on any billing interval: daily, weekly, monthly, or yearly.
Flexible Plans
Support any pricing model with multi-currency, setup fees, free trials, and ramp pricing.
Smart Dunning
Recover failed payments with configurable retry campaigns and escalation policies.
Revenue Analytics
MRR tracking, cohort analysis, and churn metrics. Export reconciliation-ready reports for finance ops.
$124.5k
Monthly MRR
2.1%
Churn rate
94%
Recovery rate
Built for developers, ready for finance.
Launch with APIs, webhooks, and granular permissions. Integrate directly into your product or internal tools.
Read the documentationamount: 5000,
currency: 'USD',
destination: 'acct_123',
description: 'Contractor payment'
});
Built for finance teams
Scale with infrastructure designed for reliability and global compliance.
View Security & ComplianceGlobal Compliance
Policy gates and operational controls designed for supported markets and payout methods.
Built for reliability
Redundant infrastructure and operational monitoring designed for high-volume financial flows.
Grow
Globally
Accept payments from clients across supported markets. We handle invoicing workflows and tax-ready records, so you can focus on your craft.
- Get paid with multicurrency options
- Fast withdrawals to your bank account
Integrations that just work
Connect your ERP, HRIS, and partner networks. Gruv plugs into your existing stack so you can automate payouts end-to-end.
Explore all integrations
Frequently Asked Questions
What does “modular by design” mean?+
How is Gruv different from a standard payment gateway?+
Can I use Virtual Accounts without Merchant of Record?+
What compliance “gates” can you enforce before money moves?+
How do integrations work?+
Which countries, currencies, and payout methods do you support?+
Do you support stablecoin or crypto rails?+
Ready to run the full money lifecycle?
We'll map your first workflow, rollout sequence, and integration path before money starts moving.
Many teams start with a narrow launch in weeks; timelines depend on scope and integrations.