Ingest the data you already have
Start with CSVs, exports, or a small API surface. Earnings, invoices, and payee records come from where they live today.
Solutions
Your payout ops break in the same place every cycle.
Sellers on Shopify, creators on YouTube, contractors on Upwork, affiliates on Impact. Each lane has a different workflow. Pick the one that hurts most and launch it first.
Affiliate networksCreator platformsMarketplacesAgencies & contractors
Shared operating record
Start with one lane, keep the next lane compatible.
Ingest
Control
Move
Reconcile
Marketplaces
Seller payouts
Creators
Earnings cycles
Contractors
Invoice-linked pay
Affiliates
Commission batches
Pick your starting lane
Start from the workflow that breaks every cycle
Each lane solves a different operational problem. Pick the one that creates the most manual work today. Expand into adjacent modules once the first run is clean.
Marketplaces
Seller onboarding, order-to-share allocation, batch release, dispute holds, and NetSuite export in one workflow.
Creator platforms
Tips, subs, and ad revenue normalized. Readiness checked. Status pushed back into your product.
Agencies & contractors
Contractor profiles, invoice approvals, W-8/W-9 gates, multi-rail payout, and close-ready exports.
Affiliate networks
Commission reports from Impact, CJ, and ShareASale normalized. Thresholds enforced. ERP proof attached.
How Gruv treats every solution lane
One operating record across every lane
Payouts, payees, exceptions, and finance proof line up by default because every lane reads from the same run record.
The rail plus the ops work around it
Source data, payee readiness, approvals, and exceptions travel with the payment. Ops, finance, and support act on one workflow.
New modules drop into the existing record
Adding FX, virtual accounts, or reporting attaches to the record you already run. No rebuild. No parallel stack.
Finance proof written as the batch executes
Exports, references, and proof attach to the run in real time. Reconciliation reads the same record finance closes against.
Capabilities
Operational work that repeats across every lane
Gate readiness before the run
Identity, tax forms, payee validation, and review states checked before money enters the batch.
Release with operational control
Batching, approvals, exceptions, retries, and status tracking at volume from day one.
Give finance a clean close
Reconciliation exports, provider references, and structured records attached across every lane.
Expand without rebuilding
Same operating record grows into more partners, corridors, virtual accounts, FX, or MoR.
Keep auditors out of your inbox
Source-to-payout references, status history, and exports make proof easy to assemble.
How it works
Start narrow. Expand from the operating record.
The full toolkit
Modules that grow with your rollout
Every lane composes from the same set of money-movement and operations modules. Add them as your program matures.
Payouts
Readiness-gated payout runs with full audit trails.
Mass Payouts
Thousands of payees in one batch with exception handling.
Virtual Accounts
Dedicated receiving details that reconcile automatically.
FX Conversion
Rate locked per line. Margin visible in the export.
Payment Collection
Bank-rail and card-rail collection in one workflow.
Reporting & Reconciliation
Structured exports your finance team closes against.
Frequently Asked Questions
We fit more than one lane. Where do we start?+
Start with the lane that creates the most manual work this cycle. Add adjacent modules once the first workflow runs clean.
Do we need a full API integration to start?+
No. Most teams begin with CSV imports and a narrow automation, then expand into APIs and webhooks as volume and confidence grow.
Which page should we read first?+
The one that matches your biggest pain: commission normalization (affiliates), earnings rollup (creators), seller allocation (marketplaces), or invoice-to-payout linkage (contractors).
What do Stripe, Tipalti, and Payoneer leave us to build?+
They move the funds. You still own source data, readiness checks, approval states, exception handling, and the finance close. Gruv owns that operating layer.
What do all four lanes share?+
Reliable data intake, clear payee records, operational controls around movement, exception handling, and reporting your finance team closes against.
Can one lane expand into another later?+
Yes. Many teams start narrow and add more sources, payee types, methods, FX, virtual accounts, or reporting depth as the program matures.
Pick the lane. Map the rollout.
Start with the workflow that breaks every cycle. Add the next module when the record is ready.
Many teams start with a narrow launch in weeks.