Pricing Calculator
Forecast your take-home in seconds
Model the Merchant of Record fee, payout route, and cross-currency assumptions side-by-side before you send the invoice. See the net amount and price with confidence.
Merchant of Record feePayout route compareFX-aware
$
Breakdown
Invoice Amount
$1,000.00
Gruv Fee
-$40.00
You Receive
$960.00
• Cross-currency transactions may include +1% FX fee
• Crypto payouts include +1% processing fee
• All fees are transparent with no hidden charges
Process
How it works
- 01
Enter invoice amount
Start with the gross you plan to invoice.
- 02
Pick a payout route
Local bank, wallet, or crypto. With FX assumptions applied automatically.
- 03
See net take-home
Fees, FX, and platform costs itemized against the gross.
- 04
Export assumptions
Share the forecast with stakeholders or paste into a proposal.
Audience
Who uses this
Freelancers
Set minimum rates that clear fees, FX, and set-asides cleanly.
Agencies
Price global engagements without mystery shrinkage.
Finance ops
Forecast payouts across corridors before committing.
Frequently Asked Questions
What does the 4% Merchant of Record fee cover?+
The 4% fee covers the Merchant of Record workflow: invoice/payment artifacts, hosted checkout/payment collection, compliance handling and audit trail, and payout operations. In supported programs, it can also include VAT/GST handling.
Who pays the fee?+
The fee is deducted from your invoice amount before payout. Your client pays the invoice total, and you receive the net amount after fees shown in the calculator.
Are there any monthly fees?+
There is no monthly platform fee for this self-serve flow. If you need business modules, custom corridors, or a broader rollout, we can scope pricing around that program.
When do I get paid?+
Most payouts land within 2-5 business days after your client pays. Timing depends on the payout method, country, and any required verification or compliance checks for that corridor.
Are there additional FX or crypto fees?+
Cross-currency payouts can include FX, and the calculator assumes 1% so you can plan ahead. If crypto payouts are enabled for your program, the calculator assumes a 1% processing fee; corridor, network, or provider costs can vary by route.
How close is this to my actual payout?+
It gives a reliable planning forecast so you can set invoice pricing with confidence. Your payout is calculated from the method, currency, and corridor you choose here.
What if a client disputes or requests a refund?+
Gruv keeps invoice and payment artifacts organized so you can respond faster to disputes or refunds, with support guidance on the best next step for that transaction.
