Startup Banking in 2026: J.P. Morgan, Rho and Brex
A startup’s operating account must receive funding, pay bills and payroll, and produce records its bookkeeper can reconcile. The right choice depends first on entity eligibility, where funds are held and how quickly they can be used. A sophisticated spend platform can help a growing team, but a small company does not need a three-month engineering project just to open an operating account.
