Free Revenue Split Modeler
Model percentage and fixed splits across creators, affiliates, or marketplace sellers. Apply fees and withholding first, then see net allocations before go-live.
A worked starting point
See what gets deducted before the remainder is shared
This example starts with a $5,000 transaction, removes a 2.4% processing fee and 1.5% withholding entry, then allocates the remainder across three parties. Replace every label and value with the commercial terms your team has agreed.
- Gross amount
- $5,000.00
- Example deductions
- $195.00
- Amount left to split
- $4,805.00
Loading modeler…
Order of operations decides who pays the fee
Split logic usually starts life in a spreadsheet, one tab per deal, rebuilt each cycle by the person who understands it. The arrangement works while it is one product and one partner. What it costs is answerability: six months later, a seller asks why a payout was what it was, and the honest response is that the tab has been edited since. Rates also drift apart, because a promotional 12% agreed in March survives in a formula nobody revisits, and the difference between the agreement and the arithmetic is only visible to whoever opens the file.
The default here shows the mechanism. On $5,000 of gross with $195 of deductions taken first, $4,805 is distributable, and a 10, 85 and 5 split allocates $480.50, $4,084.25 and $240.25. Apply the same percentages to the gross instead and the seller line reads $4,250, the platform $500 and the affiliate $250. The $195 has to land somewhere, and those two orderings put it in different pockets: deducting first spreads it across all three in proportion, so the seller absorbs $165.75 of it, while splitting first leaves the platform carrying the whole $195 out of its own share.
Over-allocation is the case worth deciding before production. Two fixed allocations of $80 against a $100 base come to $160, and the model normalizes them back to $100 rather than refusing the input, so each party receives less than the number in its agreement, and the banner that appears talks about percentages adding up, which is not the case you are in. A payout system has to resolve the same collision explicitly: which party is capped, which is paid in full, and who is told. Refunds run the same problem backwards, since money already paid out to three parties is recovered from whichever balance still has something in it.
What the split model computes
The modeller applies the split rules you define to the gross amount you enter and shows who ends up with what. The rules are yours and the arithmetic is ours.
What it assumes
- Deductions come off the gross amount first, each as a percentage of gross or a fixed sum.
- Splits are then taken from what remains, with fixed amounts settled before percentage shares.
- Where the fixed amounts exceed what is left, they are scaled down in proportion rather than overdrawing.
- Percentage shares are weighted against their own total, so the remainder is distributed in full whether your percentages add to 90, 100 or 120.
- Figures are rounded for display, so a set of shares can read a cent away from the total.
- The model is encoded into the page address, so a copied link carries the figures with it.
What it leaves out
- Payment processing fees and FX, which come off before anyone is paid.
- Withholding tax on the payout leg, which changes what a recipient actually receives.
- Whether a given split makes you a payment intermediary in a given market, which is a question for counsel.
- Timing. The model shows amounts rather than when each party is funded.
Where the numbers come from
- Split rules and party list
- Our own assumptionYours once you edit them. The page opens on an example of 10%, 85% and 5% shares against a 2.4% processing deduction and 1.5% withholding, all chosen for this page.
- The deduction-first ordering and the fixed-split scaling
- Our own assumptionConventions chosen for this page: deductions ahead of splits, fixed ahead of percentage, proportional scaling when the fixed amounts overrun, and percentage shares weighted against their own total. A real ledger may sequence and round differently, which is where small differences come from.
Assumptions and sources checked 5 September 2026. Published figures move on their own schedule, so confirm anything you rely on against the authority that issues it.
How it works
- 01
Set the gross + deductions
Transaction amount plus platform fees and withholding.
- 02
Add split parties
Each with a percentage or fixed amount.
- 03
See net allocations
Line-by-line net payout per party.
- 04
Share the model
Keep the shareable link in step with the model or copy a summary.
Related guides
Deduct Platform Commission Before Seller Payouts in Marketplaces
Implements the same ordering the model uses and adds the refund and chargeback cases the model leaves out.
Read the guideHow MoR Platforms Split Payments Between Platform and Contractor
Compares gross, net, tiered and hybrid split shapes, and shows where each one breaks after launch.
Read the guideHow to Build a Global Tax Withholding Engine: W-8 W-9 and Treaty Rate Automation
The model applies withholding as a flat input. This is how the rate per payee gets derived and defended.
Read the guideFrequently Asked Questions
How does the model apply deductions vs splits?+
Can I model fixed payouts?+
Does the model handle FX or taxes?+
How do I share a model with my team?+
Is this a contract or payout calculator?+
Splits modeled, splits paid
Bring the approved allocation into a payout batch with clear beneficiary, amount, currency, and source references. Gruv keeps item status and finance results connected as the batch moves.
Many teams start with a narrow launch in weeks.
