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Payout method

Check the method before you review the price

Start with the destination bank and its currency. When the source and verified method fit, review one provider quote for the exact debit, fee and confirmation expiry.

Review method setupFollow the method check

PM-214 · Method check

Personal payout to a verified bank

Quote available
Destination
Singapore bank · Ending 1842
Bank currency
USD
Received funds
USD 1,230 · Ready
Eligible method
SWIFT

This check returns one provider quote. It does not compare method prices or arrival times.

Decide in the right order

A personal seller starts with one received client payment that is ready to withdraw. The destination bank then narrows the available method before any quote is requested.

This example assumes the account, provider and Singapore route are enabled. Confirm those conditions for the real destination before rollout.

  1. 01

    Destination

    Singapore · Bank ending 1842

    Start with the verified bank record and the country where that bank account is held.

  2. 02

    Currency

    USD received funds → USD bank

    The selected client payment and bank account use the same currency in this flow.

  3. 03

    Timing need

    Confirm bank processing first

    If you need a particular arrival date, confirm the expected bank processing window before committing. Quote expiry only marks the confirmation window.

  4. 04

    Cost

    Review one provider quote

    The quote supplies the bank amount, fee and total debit. Selection does not rank prices.

Why is this example limited to one SWIFT destination?

The current personal flow lists bank accounts that are verified, use SWIFT, match the received-payment provider and carry a valid currency. The quote path also requires the source and bank currency to match. It asks one provider for one quote after those checks.

Provider quote · USD bank

USD 1,200

Amount to your bank

Valid until 15:10 UTC
Selected received payment
USD 1,230 available
Destination
Bank ending 1842
Fee
USD 12
From received funds
USD 1,212
Quote valid until
10 Sep 2026 · 15:10 UTC

Worked figures for this example. Your provider quote supplies the actual amounts, fee and expiry.

Check the total debit

USD 1,200 is the amount requested for the bank. The quoted USD 12 fee makes USD 1,212 the amount taken from the selected client payment.

Previewing the quote reserves nothing. Confirmation checks the source balance again and reserves the exact quoted debit when the balance is sufficient.

What if only USD 1,200 is available?

The source cannot cover the USD 1,212 total debit in this example. Review a lower bank amount or choose another eligible ready payment, then request a fresh quote.

Does the quote expiry promise a bank arrival time?

No. The expiry tells you how long the quoted amounts are available for confirmation. Transfer processing follows a confirmed request, and its timing depends on the banks involved.

Frequently Asked Questions

Does Gruv choose the fastest or cheapest payout method?+
No. The current personal flow does not compare method fees or arrival times. It checks one ready source against one verified bank destination, then asks one provider for one quote.
What makes a bank destination eligible in this flow?+
The received payment and verified bank must belong to the same enabled provider and use the same currency. This personal payout route uses SWIFT and also requires the bank country. Confirm provider and destination availability during setup.
Is the quote expiry an estimated arrival time?+
No. The expiry is the deadline for confirming those quoted amounts. Transfer processing follows the confirmed request, and its timing depends on the banks involved.
What if the source covers the bank amount but not the quoted fee?+
The quote cannot proceed when its total source debit exceeds the available received funds. Review a lower bank amount or another ready source, then request a fresh quote; previewing did not reserve funds.

Review one payout method

Bring the destination, bank currency and amount you want the bank to receive. We will review the setup and quote path with you.

Review method setup