USD Domestic
US transfer options with the expected delivery window and fee shown for the selected route.
Methods
Pick the fastest, cheapest method for each payment
Gruv routes each payout through the best available partner method based on destination, currency, and urgency. Local clearing where available, cross-border when needed.
Supported countriesMulti-currencyStatus tracking
Route selectorPayee · DE · EUR
Live rates
Recommended
ACH · delivery estimate
US · domestic
SLA
< 6 hr
Fee
$0.80
SEPA Instant
EU · 36 countries
SLA
< 10 sec
Fee
€0.20
Wire
Global · SWIFT
SLA
1-3 days
Fee
$18
FallbackWireSEPA Reg
Release via selected ACH route
Where cross-border fiat slows you down.
Limited Corridor Coverage
Your bank covers a slice of global corridors. Every gap means another provider, another contract, another reconciliation stream.
Slow Cross-Border Transfers
International wires take 3 to 5 days through correspondent chains. Vendors wait. Support tickets pile up.
Hidden Bank Fees
Intermediary banks, lifting fees, and unfavorable FX spreads erode every cross-border payment.
Manual Beneficiary Management
Collecting and validating bank details across changing corridor rules creates ongoing manual work and avoidable exceptions.
Compliance Per Corridor
Each destination country has different rules for outbound transfers. Your compliance team multiplies the work.
No Status After Send
Once a wire leaves, tracking it through intermediary banks is nearly impossible. You find out it failed days later.
Gruv Solution
Global fiat transfer network
Route each payout through the right method: local clearing for speed, cross-border when needed. Status tracking and beneficiary validation from start to finish.
Local Currency Delivery
Deliver in local currency through 50+ domestic clearing systems. Faster and cheaper than international wires.
Cross-Border Connectivity
Reach any bank globally via international wire when local methods are unavailable. Fees disclosed upfront.
Faster Local Options
Where a faster local rail is available, show its expected delivery window, cutoff, and fee before the route is selected.
Status Tracking
Monitor every payment from initiation to delivery. Webhooks fire on status changes.
Beneficiary Validation
Validate IBAN, routing number, and beneficiary name at entry. Catch errors before the payment fails.
Smart Routing
Gruv picks the fastest, lowest-cost method per payment based on destination, currency, and urgency.
Capabilities
Payment Methods
EUR Local
Eurozone transfer options with cutoffs, fees, and expected delivery shown before release.
GBP Instant
Near-instant sterling transfers in the UK.
Cross-Border
International wire coverage for every other corridor.
How it works
Routing Logic
Before vs after Gruv
Add methods without adding integrations
Adding a payout method usually means a new vendor, a new schema, and a new reconciliation stream. Gruv pre-integrates the methods your payees need.
Dimension
Without Gruv
With Gruv
New method
Months of vendor work and certification per method.
Toggle the method on and route eligible payees to it.
Cutoff awareness
Cutoff times live in spreadsheets and one analyst's head.
Per-corridor cutoff windows surface at batch creation.
Method failure
Failed payouts re-queue for next cycle. Payees wait a week.
Configured fallback rules send an eligible failure to another route or to review.
Coverage gaps
Niche corridors require custom contracts and bespoke ops work.
Shared coverage across global methods removes one-off integrations.
More in Payouts
Explore more in Payouts
Data Ingestion
Pull payment data from QuickBooks, NetSuite, or affiliate platforms into Gruv via API, CSV, or email.
Automation
Set payout rules once in Gruv. Scheduling, approval routing, retries, and reconciliation run without manual steps.
Payee Experience
Give payees a branded portal to manage banking details, W-9s, W-8BENs, and payment history with Gruv.
Frequently Asked Questions
How does Gruv decide which method to use?+
Routing considers corridor availability, cost, speed, and compliance. Local clearing takes priority when available because it is faster and cheaper than international wires.
Can we force a specific method for certain payees?+
In some cases, yes. Method selection can be constrained by corridor and compliance. If you need a specific method for reconciliation, scope it during evaluation.
Next step
See where Gruv fits
Tell us what you are trying to do, where it needs to work, and how your team handles it today.
Contact the team