Browse 4 Gruv blog articles tagged Paddle. Payout rails, FX, reconciliation, and platform money-movement playbooks.
Paddle resells your eligible software as Merchant of Record and takes responsibility for the sales tax and VAT on its sales to buyers. Your team still configures the catalog, supplies accurate customer information, delivers the product, and reconciles seller proceeds.
Multi-currency SaaS pricing needs a clear customer price and a traceable path to cash. Separate the currency shown and charged from settlement and bank receipt before adding markets.
**A merchant of record is the merchant responsible for the customer transaction in the payment system. An outsourced MoR service can take on that role so your business can sell eligible products through its checkout.**
For a SaaS founder, this is a three-way choice: Paddle as Merchant of Record, Stripe Payments with Billing under your own merchant responsibility, or eligible Stripe Managed Payments transactions with Stripe as Merchant of Record. Compare those configurations before comparing fees. A standard Stripe account does not automatically make Stripe the legal seller.
