How to Create a Financial Plan for a Sabbatical
**Treat your sabbatical like an operating decision you can fund and defend, not a mood you can manifest.** As the CEO of a business-of-one, you do not get to outsource coverage, timing, or follow-through. Start from zero assumptions (no "someone will cover me"). Build a plan that survives late payments, uneven income, and real-world friction so the rest stays mechanical, not emotional.
