Comparison Guides22 min read
ACH vs Wire Transfer for Contractor Payouts When Platform Teams Should Use Each
Use ACH as the default for planned U.S. domestic contractor payouts when the account route, provider timing and due date fit. Treat a wire as an approved exception for delivery or settlement requirements ACH cannot meet. Cross-border payouts need their own corridor and currency checks; contractor nationality alone does not determine the rail.
ach transferwire transfercontractor payouts+2 more
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