Financial Planning19 min read
A Guide to Superannuation for Australian Freelancers
**For Australian freelancers, separate voluntary retirement savings from super a client must pay.** Sole traders and partners generally do not owe SG on their own business earnings. A client can still owe super for a qualifying engagement with you as an individual, even if you invoice with an ABN. Establish who pays before agreeing the rate, then keep the contract and fund details together.
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