Browse 2 Gruv blog articles tagged Gumroad. Payout rails, FX, reconciliation, and platform money-movement playbooks.
**A merchant of record is the merchant responsible for the customer transaction in the payment system. An outsourced MoR service can take on that role so your business can sell eligible products through its checkout.**
For a small download catalog, shortlist Gumroad if transaction-tax handling matters most, or Sellfy if you want a branded storefront and direct processor accounts. For courses and a community, start with Podia. For a broader store with digital and physical products, consider Shopify. These are editorial fit recommendations based on the documented features and payment models below, not hands-on performance rankings.
