Deep Dives18 min read
The Freelancer's Guide to Understanding Merchant Category Codes (MCCs)
For freelancer platforms, MCC assignment is an operating decision, not a setup detail. If your platform onboards freelancers, contractors, or creators, the classification choice you make early can affect reporting and other payment outcomes later. The goal here is practical: classify merchants by what they actually sell, then keep those decisions accurate as your catalog, geographies, and payment partners expand.
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