Float Rules Interest Articles

Platform Wallet Compliance: Float Rules Interest Bearing Accounts and State Regulations

Wallet balances can improve speed and cost outcomes, but once those balances can sit as float or generate interest-like value, compliance scope can get heavier. That is the core design tension in 2026. Product teams want faster, smoother money movement, while legal, compliance, and finance need controls for how funds are held, monitored, and handled when something goes wrong.