Fdic Pass-Through Articles

Browse 2 Gruv blog articles tagged Fdic Pass-Through. Settlement, reconciliation, and finance ops patterns for marketplaces.

Deep Dives28 min read

How to Handle Tax on Platform Wallet Interest: FDIC Pass-Through and Income Reporting

Treat this as two separate decisions from day one: `FDIC` custodial-account insurance mechanics and `IRS` income-reporting obligations. They can interact operationally, but they are not the same determination. If you combine them too early, you create avoidable design risk.

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Deep Dives30 min read

FDIC Pass-Through Insurance for Platform Wallets: How to Protect Your Contractor Funds

If your wallet holds user funds, even briefly, set the insurance boundary before launch. Pass-through protection can apply only after funds are deposited at an FDIC-insured bank under qualifying conditions. The wallet itself is not FDIC-insured.

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Fdic Pass-Through Articles

How to Handle Tax on Platform Wallet Interest: FDIC Pass-Through and Income Reporting

FDIC Pass-Through Insurance for Platform Wallets: How to Protect Your Contractor Funds

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