Insurance18 min read
Liability Insurance for Freelance IT Consultants: Do You Need It?
**Treat your insurance decision like risk management, not online shopping.** As an independent IT consultant, you can face a negligence allegation, a client financial-loss claim, and legal defense costs even when you delivered in good faith. One bad dispute can drain time, focus, and cash before anyone proves fault. If you run solo, you are the CEO of a business-of-one, and risk decisions are part of the job.
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