Geographic Deep Dives23 min read
Pay Contractors in India With UPI Without Losing Control
Treat UPI as a fast payment rail, not the whole contractor payout operation. In India, that distinction matters. Unified Payments Interface was established by NPCI in 2016, supports instant bank-to-bank transfers across multiple banks 24/7, and works through widely used apps such as Google Pay, PhonePe, and Paytm. The rail is proven at national scale, with [BCG](https://www.bcg.com/publications/2025/india-upi-the-global-benchmark-for-digital-payments) reporting over 20 billion transactions each month and 84% of India's digital retail payments.
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