Topic: budgeting irregular income

Financial Management for Freelancers: Budgeting, Saving for Taxes, and Retirement

We need to talk about that shoebox. You know the one. It’s overflowing with crumpled receipts you swore you’d organize “later.” Or that feeling of scrolling through your checking account, trying to decipher if that $150 dinner was a legitimate client meeting or just a much-needed Friday night splurge. This is financial fog. It’s stressful, it’s inefficient, and it holds you back.