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Self-Employed Super Articles

Browse 2 Gruv blog articles tagged Self-Employed Super. Payout rails, FX, reconciliation, and platform money-movement playbooks.

Financial Planning19 min read

A Guide to Superannuation for Australian Freelancers

**For Australian freelancers, separate voluntary retirement savings from super a client must pay.** Sole traders and partners generally do not owe SG on their own business earnings. A client can still owe super for a qualifying engagement with you as an individual, even if you invoice with an ABN. Establish who pays before agreeing the rate, then keep the contract and fund details together.

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Geographic Deep Dives18 min read

Australian Freelancer Superannuation: Compare Funds, Claim Deductions, and Time Contributions

Use this playbook to make three decisions in the right order: choose a fund on a like-for-like basis, complete the deduction process correctly, and time contributions within the cap rules. The focus here is practical execution. Get the sequence right and you can reduce deduction errors, compare funds more cleanly, and time contributions with more intent.

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