Multiple banking relationships
Opening accounts in each country needs separate applications, docs, and ongoing management.
Collections
Collect like a local business, anywhere.
Give international customers local bank details in their currency. They pay via ACH, SEPA, or local rails. You see fees and routing clearly.
Fast issuanceMulti-currencyTransparent fees
Treasury6 currencies · 1 ledger
FX mid-market
🇺🇸USD
United States
0.00
Active
🇪🇺EUR
Eurozone
0.00
🇬🇧GBP
United Kingdom
0.00
🇯🇵JPY
Japan
0
🇦🇺AUD
Australia
0.00
🇨🇦CAD
Canada
0.00
Where international collections fragment.
Regulatory complexity
Each jurisdiction imposes different licensing, reporting, and KYB requirements.
FX overhead
Customers paying in foreign currencies trigger conversion fees and unfavorable spreads.
Slow account opening
Traditional provisioning takes weeks, delaying market entry and revenue.
Cross-currency reconciliation
Matching payments across banks, currencies, and reference formats turns reconciliation manual.
Compliance fragmentation
Disconnected workflows per country create gaps in screening, reporting, and audit.
Gruv Solution
Go global from one platform
Provision local receiving accounts across major markets, collect in local currencies, and consolidate balances.
Fast account setup
Provision virtual accounts in supported markets via API or dashboard after approval.
Multi-Currency Support
Hold, receive, and manage balances in supported currencies from one hub.
Local Banking Details
Give customers IBANs, sort codes, and routing numbers so they pay via domestic rails.
Live status visibility
Track inbound payments, balances, and FX across accounts in one dashboard.
Bank-Grade Security
Every account ships with encryption, access controls, and compliance screening.
Optimized FX
Convert at competitive rates with transparent markup, no hidden intermediary fees.
Account Types
Multi-Currency
Hold, convert, and payout in supported currencies from one hub.
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US Routing
Unique account numbers for ACH/Wire collections.
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Euro IBAN
Dedicated IBANs for SEPA transfers across the EU.
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UK Sort Code
Local GBP accounts for Faster Payments.
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How it works
Collection Flow
More in Payouts
Related capabilities on the same workflow
Frequently Asked Questions
How fast can I open an account?+
Provisioning depends on KYB status, market, and provider program. Once approved, virtual account issuance is fast via dashboard or API.
Are the accounts in my name?+
Receiving details are provisioned for your workflow. What a payer sees varies by rail and provider. Confirm beneficiary naming and references per corridor.
Can I accept third-party payments?+
Some setups accept transfers from customers and platforms. Restrictions vary by rail and payer type. Confirm rules during evaluation.
Can I start with this feature and add more later?+
Yes. Gruv is modular, you can start with a single workflow and expand to additional modules as your requirements grow.
How do integrations work?+
Integrate via APIs and webhooks, or start with file imports/exports for a fast evaluation. Email ingestion can help with lightweight backfills when needed.
What affects coverage, methods, and timelines?+
Coverage, methods, and timelines vary by market and are subject to compliance and policy checks. Confirm your target corridors and payout methods during evaluation.
Is this tax or legal advice?+
No. Tax and compliance features vary by jurisdiction and customer configuration. This content is for informational purposes and is not tax or legal advice.
Ready to get started?
Give international customers local bank details in their currency. They pay via ACH, SEPA, or local rails. You see fees and routing clearly.