Multi-Currency
Hold, convert, and pay out in USD, EUR, GBP, and more from one hub.
Collections
Collect like a local business, anywhere
Give a European client an EUR bank account. A US client gets a USD routing number. They pay in their own currency. You control the FX conversion.
Fast setupMulti-currencyTransparent fees
Treasury6 currencies · 1 ledger
FX mid-market
🇺🇸USD
United States
0.00
Active
🇪🇺EUR
Eurozone
0.00
🇬🇧GBP
United Kingdom
0.00
🇯🇵JPY
Japan
0
🇦🇺AUD
Australia
0.00
🇨🇦CAD
Canada
0.00
Where international collections fragment.
Multiple Banking Relationships
Opening accounts in each country means separate applications, documents, and ongoing management with different banks.
Regulatory Complexity
Each jurisdiction imposes different licensing, reporting, and KYB requirements. Your compliance team juggles them all.
FX Overhead
Customers paying in foreign currencies trigger conversion fees and unfavorable spreads that erode your margins.
Slow Account Opening
Traditional bank account provisioning takes weeks. A new market means delayed revenue.
Cross-Currency Reconciliation
Matching payments across banks, currencies, and reference formats makes reconciliation a full-day exercise.
Compliance Fragmentation
Disconnected workflows per country create gaps in screening, reporting, and audit readiness.
Gruv Solution
Go global from one platform
Provision local receiving accounts across major markets. Collect in USD, EUR, GBP, and more. Consolidate balances in one dashboard.
Fast Account Setup
Provision virtual accounts in supported markets via API or dashboard. No weeks-long bank applications.
Multi-Currency Balances
Plan the account details and currencies needed for each collection flow, then review balances and movement from one operations view.
Local Banking Details
Give customers local bank details in their currency so they pay domestically. You skip the wire fees.
Live Status Visibility
Track inbound payments, balances, and FX across all accounts in one dashboard.
Encrypted and Access-Controlled
Every account includes encryption, access controls, and compliance screening.
Transparent FX
Convert at competitive rates with transparent markup. No hidden intermediary fees.
Capabilities
Account Types
USD Routing
Unique routing and account numbers for US dollar collections.
EUR IBAN
Dedicated IBANs for euro collections across the EU.
GBP Sort Code
Local GBP collection details where the approved program supports them, with the expected settlement window shown before rollout.
How it works
Collection Flow
More in Payouts
Explore more in Payouts
Data Ingestion
Pull payment data from QuickBooks, NetSuite, or affiliate platforms into Gruv via API, CSV, or email.
Automation
Set payout rules once in Gruv. Scheduling, approval routing, retries, and reconciliation run without manual steps.
Payee Experience
Give payees a branded portal to manage banking details, W-9s, W-8BENs, and payment history with Gruv.
Frequently Asked Questions
How fast can we provision a new account?+
Provisioning starts after KYB and program approval. The dashboard should show the submitted, under-review, active, or blocked status so your team knows what comes next.
Will customers see our company name on the account?+
What a payer sees varies by corridor and provider. Confirm beneficiary naming and reference formats per market during evaluation.
Can we accept payments from our end customers?+
Some setups accept transfers from customers and platforms. Restrictions vary by corridor and payer type. Confirm rules during evaluation.
Next step
See where Gruv fits
Tell us what you are trying to do, where it needs to work, and how your team handles it today.
Contact the team