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Freelance Rate Calculator

Estimate a minimum hourly rate based on your target take-home, business expenses, time off, and an estimated tax set-aside percentage you choose.

Informational only

This calculator provides a rough estimate. Taxes and take-home vary by jurisdiction, income, deductions, and entity type.

  • Enter your own estimated tax set-aside % (we do not assume any country tax rates).
  • Results are not tax or legal advice.

Your inputs

Adjust values and watch rates update instantly.

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Saved in your browser only. No sign-up required.

Privacy

  • Inputs are calculated in your browser and stored locally for convenience.
  • Analytics events do not include your numeric inputs.

Frequently Asked Questions

What does “estimated tax set-aside %” mean?

It’s the percentage of your gross revenue you plan to set aside for taxes (and similar mandatory contributions). The right number varies by jurisdiction, income, deductions, and entity type, so this tool asks you to provide your own estimate.

Does this include VAT, GST, or sales tax?

No. Consumption taxes can be collected from clients separately, depending on your invoicing setup and local rules. This calculator focuses on your target take-home and your estimated tax set-aside.

What is a “billable ratio” and how do I choose it?

Billable ratio is the share of your working time that you expect to invoice. The rest goes to admin, sales, learning, and breaks. If you are unsure, pick a conservative number and adjust after a few weeks of real tracking.

Should I use the minimum or recommended rate?

The minimum rate targets your inputs exactly. The recommended rate adds a buffer for downtime, scope creep, and volatility. Many freelancers quote using the recommended rate, then refine based on demand and delivery risk.

Is this tax or legal advice?

No. This calculator is informational only and is not tax or legal advice. For a reliable estimate, consult official guidance in your jurisdiction and a qualified professional.

Is my data private?

Your inputs are calculated in your browser and saved to your device for convenience. This page does not require sign-up.

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