Xolo Go vs Xolo Leap: How to Choose

A lower subscription price cannot resolve a mismatch in who contracts with your client. Start with whether you need partnership-based invoicing or a company you own. Then compare eligibility, administration and the cost of moving money to you.

The legal model comes first#

Go’s partnership is a contractual seltsing under Estonian obligations law, rather than a general or limited partnership under its Commercial Code. Read the actual partnership and service-contract terms. Xolo’s FAQ says both need approval, and the end-customer approves the service contract before it becomes binding.

Go also states that you cannot use the partnership to claim your own company address or apply for third-party services in its name. If a client requires a contract with your incorporated entity, or you need third-party services registered to it, that distinction may settle the choice.

Check the activity before registering#

Go’s product guidance supports location-independent professional services to business customers. It distinguishes human-delivered work such as development, translation and live teaching from excluded digital-goods sales, physical-goods trading and activities requiring a licence. Obtain confirmation for a mixed or unusual business rather than treating all online income as eligible.

For Leap, check the plan’s supported activities, shareholder and transaction limits, and any e-commerce add-on. A product’s supported activity does not remove a licence or registration required where the activity actually takes place.

Leap’s e-Residency route uses an Estonian digital identity. The government explains that e-Residency does not grant physical residence, entry rights, personal tax residence or assured banking. Qualify the company’s banking separately before relying on it to receive customer payments.

Current pricing and what it measures#

The following published prices were checked on October 3, 2026. Confirm the current quote and applicable VAT when signing; these are administrative charges, not a complete tax or take-home calculation.

A fee illustration without equating it to take-home pay#

Suppose an eligible Go invoice has EUR 1,000 before VAT, there are no expense reimbursements, and the entire net amount is paid out. Using the published 5.9% fee gives EUR 59 and a EUR 941 payout before your own income-tax or social obligations. Xolo’s VAT example calculates the fee on the invoice amount excluding VAT; applicable VAT is handled separately.

For comparison, Leap Standard’s stated monthly administration fee is EUR 99 plus VAT. Subtracting that from the same revenue does not calculate a personal payout: company expenses, banking and conversion charges, applicable taxes and the lawful way you pay yourself still matter. Compare the full operating model over the same period, including months with little revenue.

Keep VAT and personal tax responsibilities distinct#

Go’s product page says it handles VAT on the partnership’s invoices, while your own taxes remain your responsibility. Ask your local adviser how to report the resulting income and what registrations your own activity requires. Partnership invoicing is not an exemption from local freelancer obligations.

With Leap, an Estonian company and its owner are separate taxpayers. The Estonian e-Residency knowledge base warns that management or activities abroad can create permanent-establishment or dual-residence issues. Estonian administration coverage does not settle every foreign tax or social obligation.

Do not import an OSS threshold or a freelancer social contribution from another country into this decision without identifying the supplier, transaction and jurisdiction. Record who supplies the service, who issues the invoice and who must account for each tax.

Make a decision using your next client contract#

• Ask the client whether the Go partnership invoice and service-contract party are acceptable.
• Check the actual service category, residence/location eligibility and identity-verification requirements.
• For Leap, document why you need the company and qualify banking, company administration and local tax treatment.
• Price a realistic year of receipts, expenses, low-revenue months and payment charges.
• Confirm who holds funds, how payouts work and what happens to unpaid invoices on exit.

Go can suit an eligible professional who needs occasional B2B invoicing and accepts the partnership model. Leap can suit someone who needs their own entity and can justify its ongoing responsibilities. Neither choice is established by revenue alone.

Switch without losing the legal and accounting trail#

Xolo’s switching FAQ says you can use Go in parallel with Leap, but an existing Leap company remains your responsibility until it is closed or liquidated, and Leap fees continue while you remain its customer. Opening Go does not dissolve the company.

• Export invoices, agreements, expense evidence and balances from the existing service.
• Agree the new contracting party with clients before changing invoices.
• Keep old receivables, refunds and disputes assigned to the original party unless a valid transfer is arranged.
• Confirm receiving instructions for the new route and test a small payment.
• Complete company closure or continuing administration deliberately, with the required filings and records.

For a Go-to-Leap move, make sure the company and its payment account are usable before invoicing in its name. A new IBAN or account login is not, by itself, an assignment of an existing contract or invoice.